SMS Terms of Service

NCB SMS Terms of Service

By opting into our SMS Terms of Service, you consent to receive SMS messages from NCB, our agents, representatives, employees, affiliates, or anyone texting on our behalf. You certify, represent and warrant that you are permitted to receive communications at any telephone number you have provided to the creditor of your account, to a prior debt collector or servicer, or to NCB. You further agree to promptly alert NCB in the event you stop using a particular telephone number.

You give NCB permission to send account related text messages, such as payment reminders, resolution options, and other account information to the cell phone number on file. Text messages may contain a hyperlink to an individualized page in our self-service portal about your account. You agree to inform NCB of any shared telephone number in which you do not consent to messages being sent.

Message and data rates may apply. If you have questions about your text plan or data plan, please contact your wireless provider.

You can choose to opt-out of SMS at any time by replying "STOP" to any SMS, by emailing "stop texting me" or something similar along with the phone number we are texting and your NCB account number to, or by calling our office at 1-800-828-1110 and informing a customer engagement agent that you want to opt-out of SMS.